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- How It Works
- GETTING STARTED
- SUPPORT
- Earn Rewards Points
- HOW TO EARN REWARDS POINTS
- TIER LEVELS
- Tools
- Redeem Rewards Points
- HOW TO REDEEM POINTS
- WHERE TO REDEEM POINTS
- Campaigns
- Learn
Redeem into a Term Loan
If you don't have a Term Loan, you can open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard Bank website.
Get a Term Loan of up to R300 000 at a fixed monthly repayment amount and term you feel comfortable with. You can choose to repay your loan over 12 to 72 months.
- Personalised interest rate when you apply
- Up to 72 months to repay
- Fixed term
- There are no early termination fees if you choose to pay off your loan sooner
- Your loan is insured, so whatever's owed can be settled in the event of disability, dread disease or death
Once your Term Loan account is opened, you can redeem your Rewards Points either Online on the Standard Bank website, Standard Bank Banking app, or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).
- Sign in to UCount Rewards using your selected username and password.
- Click on the "Online Redemption Portal" tab.
- Click on the "Lending Products" tab.
- Add Term Loan to your basket
- Select your quantity.
- Select 'Deposit in Standard Bank Term Loan'
- Select the Rand equivalent for your redemption.
*IMPORTANT: The minimum amount you can redeem into a Term Loan is 2500 Rewards Points (R250). Redemptions have no limit but must be in increments of 2500 Rewards Points (R250).
Join UCount Rewards today and start getting rewarded
Promotions and Notices
Get your UCount Rewards Card at a Standard Bank branch, order a Rewards Card on the UCount Rewards Tile on the Standard Bank Banking App or on the UCount Rewards Website. Before you start redeeming you must ACTIVATE your UCount Rewards Card on the Banking App or here
Activate Your Card
Activate Your Card
T&C's apply.
Spend on them, WIN* for U. Spend or redeem R1500 in total during the campaign period at Petbabies.co.za and stand a chance to Win* a PS5 or be one of 3 people to win 50 000 Rewards Points.
Use your qualifying Standard Bank card or activated UCount Rewards card to pay.
Offer valid: 16 June 2025 – 31 August 2025.
*T&C’s Apply
Tell me more
Its our 12th Birthday and we're giving you the chance to be 1 or 12 members to each WIN* R12 000 in Rewards Points.
Simply spend R350 or more on your qualifying Standard Bank card at any of our Rewards Retailers.
Use your Credit or Evolve card for a double entry into the draw.
Valid: 16 June to 15 July 2025.
*T&C’s Apply
Get up to 40%* back in Rewards Points on all your online purchases at Checkers Sixty60 and Shoprite Sixty 60 when paying with your qualifying Standard Bank Card. PLUS you can spend your Rewards Points on everything online.
Learn more
*T&C’s and qualifying criteria apply.
Get up to 30%* back in Rewards Points on all your purchases instore at Checkers and Shoprite when paying with your qualifying Standard Bank Card. PLUS you can spend your Rewards Points on everything instore.
Learn more
*T&C’s and qualifying criteria apply.
Our UCount Rewards tile on the Standard Bank Banking App has been re-designed and has a fresh new look!
Click here to see what's new.
on flight bookings
For more information visit the UCount Travel Mall .
Exclusive to Standard Bank Private.
Offer valid: 16 February 2025 – 15 August 2025.
*T&Cs apply
Tell me more
REWARDS TODAY
GET UP TO R10* BACK in Rewards Points per litre of fuel and oil when you fill up at Astron Energy.
You can also pay for fuel with your UCount Rewards Points.
*T&C’s and qualifying criteria apply
Fraudsters are masquerading as UCount Rewards through phishing emails and smishing SMSs linked to the redemption of Rewards Points.
Don’t click on any link, open an attachment, provide an OTP or scan any QR codes to redeem your Rewards Points
on such email or SMS. Report suspected fraud to
0800 222 050 or email
[email protected].
Stay vigilant!
Fraudsters are masquerading as UCount Rewards through phishing emails and smishing SMSs linked to the redemption of Rewards Points. Don't click on any link, open an attachment, provide an OTP or scan any QR codes to redeem your Rewards Points on such email or SMS. Report suspected fraud to 0800 222 050.
Help a student in need by redeeming your Rewards Points into Feenix™ or pay your loved one's school fees with your Rewards Points via School-Days®. Visit feenix.org to create your profile, or register on schooldays.co.za or download the School-Days® app. Redeem using your UCount Rewards Card. T&Cs apply
The UCount Rewards earn rates in the Card Rewards and Choose Your Own Rewards categories will be amended from 16th April 2025.
You can view the updated Programme rules from the 16th of April 2025.
At Standard Bank, your personal information is as personal to us as it is to you, which is why we'll never ask you to provide us with your login details.