Term Loan
About Term Loans
Get a Term Loan of up to R 300 000 at a fixed monthly repayment amount and term you feel comfortable with. You can choose to repay your loan over 12 to 72 months.
Features and benefits:
- Personalized interest rate when you apply
- Up to 72 months to repay
- Fixed term
- There are no early termination fees if you choose to pay off your loan sooner
- Your loan is insured, so whatever's owed can be settled in the event of disability, dread disease or death
Once your Term Loan account is opened, you can redeem your UCount Rewards Points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).
For Online Redemptions:
- Sign in to UCount Rewards using your selected username and password.
- Click on the "Online Redemption Portal" tab.
- Click on the "Lending Products" tab.
- Add Term Loan to your basket
- Select your quantity.
- Select ‘Deposit in Standard Bank Revolving Credit Plan'
- Select the Rand equivalent for your redemption.
*IMPORTANT: The minimum amount you can redeem into a Revolving Credit Plan account is 2500 UCount Rewards Points (R250). Redemptions have no limit, but must be in increments of 2500 UCount Rewards Points (R250).
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