Redeem into a Revolving Loan

About a Revolving Loan

Get a Revolving Loan of up to R 300 000 and repay 15% of your loan to get access to your funds again. You also get the option to increase your original Revolving Loan amount at a later stage.

Features and benefits:
  • Personalised interest rate when you apply
  • Up to 60 months to repay
  • Fixed term
  • Fixed monthly repayments
  • Should you choose to settle your loan at any time, you will not be charged penalties
  • Increase or decrease your Revolving Loan amount, depending on your needs
  • We offer optional loan insurance in the event of disability, dread disease or death

Once you have a Revolving Loan, you can redeem your Rewards Points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

How to Redeem your Rewards Points into a Revolving Loan
  • Sign in to UCount Rewards using your selected username and password
  • Click on the “Online Redemption Portal” tab
  • Click on the “Lending Products” tab
  • Add Revolving Credit Plan to your basket
  • Select your quantity
  • Select ‘Deposit in Standard Bank Revolving Credit Plan’
  • Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Loan account is 2500 Rewards Points (R250). Redemptions have no limit but must be in increments of 2500 Rewards Points (R250).

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Help a student in need by redeeming your Rewards Points into Feenix™ or pay your loved one's school fees with your Rewards Points via School-Days®. Visit to create your profile, or register on or download the School-Days® app. Redeem using your UCount Rewards Card. T&Cs apply

Important Notices
Important Notices

Stay informed with the latest notices and information about our rewards programme, including changing earn rates, newest Rewards Retailers, and more.

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