Revolving Credit plan

About a Revolving Credit Plan

Get a Revolving Loan of up to R 300 000 and repay 15% of your loan to get access to your funds again. You also get the option to increase your original Revolving Loan amount at a later stage.

Features and benefits:
  • Personalized interest rate when you apply.
  • Up to 60 months to repay.
  • Fixed term.
  • Fixed monthly repayments.
  • Should you choose to settle your loan at any time, you will not be charged penalties.
  • Ability to increase or decrease your revolving loan amount, depending on your needs.
  • We offer optional loan insurance in the event of disability, dread disease or death.

Once your Revolving Credit Plan account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For Online Redemptions:
  • Sign in to UCount Rewards using your selected username and password.
  • Click on the “Online Redemption Portal” tab.
  • Click on the “Lending Products” tab.
  • Add Revolving Credit Plan to your basket.
  • Select your quantity.
  • Select ‘Deposit in Standard Bank Revolving Credit Plan.’
  • Select the Rand equivalent for your redemption.

*IMPORTANT: The minimum amount you can redeem into a Revolving Credit Plan account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

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