Redeem into a Revolving Loan

Get a Revolving Loan of up to R 300 000 and repay 15% of your loan to get access to your funds again. You also get the option to increase your original Revolving Loan amount at a later stage.

• Personalised interest rate when you apply
• Up to 60 months to repay
• Fixed term
• Fixed monthly repayments
• Should you choose to settle your loan at any time, you will not be charged penalties
• Increase or decrease your Revolving Loan amount, depending on your needs
• We offer optional loan insurance in the event of disability, dread disease or death

Once you have a Revolving Loan, you can redeem your Rewards Points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

• Sign in to UCount Rewards using your selected username and password
• Click on the “Online Redemption Portal” tab
• Click on the “Lending Products” tab
• Add Revolving Credit Plan to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Revolving Credit Plan’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Loan account is 2500 Rewards Points (R250). Redemptions have no limit but must be in increments of 2500 Rewards Points (R250).