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- Earn Rewards Points
- HOW TO EARN REWARDS POINTS
- TIER LEVELS
- Tools
- Redeem Rewards Points
- HOW TO REDEEM POINTS
- WHERE TO REDEEM POINTS
- Campaigns
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- Earn Points
- Tier Levels
- Tier Levels
- Revolving Credit Plan
Redeem into a Revolving Loan
If you don’t have a Revolving Loan, you can open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard Bank website.
Get a Revolving Loan of up to R 300 000 and repay 15% of your loan to get access to your funds again. You also get the option to increase your original Revolving Loan amount at a later stage.
- Personalised interest rate when you apply
- Up to 60 months to repay
- Fixed term
- Fixed monthly repayments
- Should you choose to settle your loan at any time, you will not be charged penalties
- Increase or decrease your Revolving Loan amount, depending on your needs
- We offer optional loan insurance in the event of disability, dread disease or death
Once you have a Revolving Loan, you can redeem your Rewards Points either Online on the Standard Bank website, Standard Bank Banking app, or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).
- Sign in to UCount Rewards using your selected username and password
- Click on the “Online Redemption Portal” tab
- Click on the “Lending Products” tab
- Add Revolving Credit Plan to your basket
- Select your quantity
- Select ‘Deposit in Standard Bank Revolving Credit Plan’
- Select the Rand equivalent for your redemption
*IMPORTANT: The minimum amount you can redeem into a Loan account is 2500 Rewards Points (R250). Redemptions have no limit but must be in increments of 2500 Rewards Points (R250).
Join UCount Rewards today and start getting rewarded
Promotions and Notices
From 16 November 2025, you’ll be able to claim
vouchers from your favourite brands: Uniq Clothing,
PetBabies, Click360, Steers, Debonairs Pizza and
Fishaways.
Claim your vouchers via the UCount Rewards tile on
the Standard Bank Banking App when you achieve
your goals.
*Terms and Conditions apply
The Virtual Credit Card is a digital payment card linked to your credit account and gives you
100%* fraud protection on your online and in-store purchases.
Online Shopping: Pay securely without sharing your account information.
In-store Shopping: Make contactless payments with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Create your Virtual Credit Card in under a minute to give yourself peace of mind with your Black Friday shopping:
1. Log in to our Banking App
2. Select 'Manage'on the bottom of the screen
3. Select 'Cards' and click on 'Virtual Credit Cards'
4. Select 'Create Virtual Credit Card'
5. Add your Virtual Credit Card
*Terms and Conditions apply
Tiering Rule Change
We are making two adjustments to our UCount Rewards Tiering Rules, specifically regarding the Evolve Card, effective from 1 December 2025
More info
WITH TAXTIM
Use TaxTim to complete and file your tax return and
get 25% off their
service price. Sign into your UCount Rewards profile to get your discount code.
T&Cs apply.
AT PETSHOP SCIENCE
From toys to treats, shop at our new Rewards Retailer, Petshop Science and earn
up to 30%* back in UCount Rewards Points when you shop instore with your qualifying Standard Bank card.
Plus you can spend your Rewards Points on everything instore, using your activated Rewards Card.
*Terms & Conditions apply.
NEW REWARDS RETAILER
We have added Checkers LiquorShop and
Shoprite LiquorShop to our Rewards Retailer list.
Earn up to 30%* back in Rewards Points every time
you shop instore with your qualifying Standard Bank Card.
Plus you can spend your Rewards Points on everything instore using your activated UCount Rewards card.
Not for persons under the age of 18. Drink responsibly.
*Terms and conditions apply.
Get your UCount Rewards Card at a Standard Bank branch, order a Rewards Card on the UCount Rewards Tile on the Standard Bank Banking App or on the UCount Rewards Website. Before you start redeeming you must ACTIVATE your UCount Rewards Card on the Banking App or here
Activate Your Card
Activate Your Card
T&C's apply.
Get up to 30%* back in Rewards Points on all your purchases instore at Checkers and Shoprite when paying with your qualifying Standard Bank Card. PLUS you can spend your Rewards Points on everything instore.
Learn more
*T&C’s and qualifying criteria apply.
Our UCount Rewards tile on the Standard Bank Banking App has been re-designed and has a fresh new look!
Click here to see what's new.
REWARDS TODAY
GET UP TO R10* BACK in Rewards Points per litre of fuel and oil when you fill up at Astron Energy.
You can also pay for fuel with your UCount Rewards Points.
*T&C’s and qualifying criteria apply
Stay vigilant!
Fraudsters are masquerading as UCount Rewards through phishing emails and smishing SMSs linked to the redemption of Rewards Points. Don't click on any link, open an attachment, provide an OTP or scan any QR codes to redeem your Rewards Points on such email or SMS. Report suspected fraud to 0800 222 050.
Help a student in need by redeeming your Rewards Points into Feenix™ or pay your loved one's school fees with your Rewards Points via School-Days®. Visit feenix.org to create your profile, or register on schooldays.co.za or download the School-Days® app. Redeem using your UCount Rewards Card. T&Cs apply
Two UCount Rewards Tiering rules relating to the Standard Bank Evolve Card is changing.
This will be effective 1 December 2025.
At Standard Bank, your personal information is as personal to us as it is to you, which is why we'll never ask you to provide us with your login details.