Redeeming your rewards points

If you don’t already have a Term Loan account, you will first need to open one at any Standard Bank branch. Once your account is opened, you will be able to redeem your rewards points* and add pay your loan!

Features and benefits:

• You can get a Personal Loan of up to R300 000
• You need to be earning at least R3 000 per month
• You get a personalised interest rate when you apply
• Up to 72 months to repay
• Fixed term
• There are no early termination fees if you choose to pay off your loan sooner
• Your loan is insured, so whatever’s owed can be settled in the event of disability, dread disease or death

Once your Term Loan account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Lending Products” tab
• Add Term Loan to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Term Loan’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Term Loan account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

If you don’t already have a Revolving Credit Plan account, you will first need to open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard bank website. Once your account is opened, you will be able to redeem your rewards points* and add pay your loan!

Features and benefits:

• Get access to your funds again when you’ve repaid 15% of your loan with the option to increase your original amount over time
• You can get a Personal Loan of up to R300 000
• You need to be earning at least R8 000 per month
• You get a personalised interest rate when you apply
• 60 months to repay
• Flexible term
• Fixed monthly repayments
• Should you choose to settle your loan at any time, you will not be charged penalties
• You can increase or decrease your revolving loan amount, depending on your needs
• We offer optional loan insurance in the event of disability, dread disease or death

Once your Revolving Credit Plan account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Lending Products” tab
• Add Revolving Credit Plan to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Revolving Credit Plan’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Revolving Credit Plan account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

You can put your Rewards Points to good use by using them to pay for ticketless parking. To redeem your Rewards Points using KaChing, simply:

• Log in to KaChing using your selected username and password
• Click the ‘Cards’ tab and follow the instructions to add the UCount Rewards Card

To find out more about KaChing or see the list of supported malls, visit: http://www.kachingparking.com/

You can put your Rewards Points to good use by using them to pay for ticketless parking. To redeem your Rewards Points using Admyt, simply:

• Log in to Admyt using your selected username and password
• Click the ‘Billing’ tab and follow the instructions to add the UCount Rewards Card

To find out more about Admyt or see the list of supported malls, visit: https://www.admyt.com/

by the 23th of February 2018 to take advantage of the tax year end. Redemptions into a Tax Free Investment Account will not be available from the 24th of February 2018 to the 28th February 2018 and will resume on the 1st of March 2018.

If you don’t already have a Notice Deposit account, you will first need to open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard Bank website. Once your account is opened, you will be able to Redeem your Rewards Points* and add to your savings.

Features and benefits

• You need a minimum opening deposit of just R 250.
• You start earning competitive interest from this first deposit.
• You can keep your Notice Deposit account opened for as long as you need.
• You can add to your saving whenever you want.
• Choose a notice period between 7 to 60 days
• Access to your investment at the end of your notice period.
• You can have multiple Notice Deposit accounts for different savings needs.
• Your Notice Deposit accounts/s may be linked to your ATM card.
• The latest interest rates are available at www.standardbank.co.za

Once your Notice Deposit account is opened, you can Redeem your Rewards Points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68)

For UCount Rewards Redemption

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Savings & Investments” tab
• Add Notice Deposit to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Notice Deposit account’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Notice Deposit account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

IMPORTANT NOTE:

Rewards points can only be redeemed at participating Rewards Retailers, Caltex forecourts, Bidvest Premier Airport Lounges in South Africa, on the UCount Rewards Online and Travel Mall or through the UCount Rewards Contact Centre.

Remember: if you don’t have enough rewards points, you can always part-pay using your qualifying Standard Bank personal Credit or Cheque card. Or if you’ve redeemed all your rewards points and want to buy something else from the UCount Rewards Online and Travel Mall, you can pay in full using your qualifying Standard Bank card.

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Redeem rewards points with your UCount Rewards Card

The UCount Rewards Online Mall offers a fantastic range of products and services at great prices. From kitchen appliances and electronic equipment to spa treatments, airtime or magazine subscriptions, our handpicked products and services offer a range of items that will get your pulse racing. Browse the various lifestyle categories, or use the search functionality to find a particular item that you have your heart set on. If you don’t have enough rewards points yet you can pay the difference using your qualifying Standard Bank personal Credit or Cheque card.

Plus – we’ll deliver to your door!

UCount Rewards will securely deliver your purchases directly to your door. If your item is a gift, simply enter the address of the person you would like to have it sent to and we’ll take it from there! You can also use your rewards points to pay the delivery fee.

Delivery charges are calculated based on the distance from the nearest major metropolitan area’s city centre (i.e. Johannesburg, Cape Town, Durban, Port Elizabeth or East London) to the chosen delivery address:

• 0 – 50 km = R85 per delivery
• 51 – 100km = R110 per delivery
• Over 100km = R155 per delivery

So join UCount Rewards today and enjoy even bigger savings!

Go to UCount Rewards Online Mall now

• • Simply swipe your activated UCount Rewards Card at Bidvest Premier Airport domestic and international lounges within South African airports only. Bidvest terms and conditions apply.
  • Access to the Bidvest Premier lounges will only be granted for 2 hours prior to scheduled flight departure time for domestic lounges and 4 hours prior to scheduled flight departure time for international lounges. Should UCount Rewards members wish to enter the lounge earlier than the prescribed times, Bidvest Premier Lounge will be entitled to charge the UCount Rewards member early check-in fees upon arrival at the lounge.
  • Members of UCount Rewards will be charged the following Access Fees rates when using their UCount Rewards Card at Bidvest Premier Airport Lounges.

         

	Access Fee inclusive of VAT
Access Fee per UCount Rewards member granted access to a domestic Bidvest Premier Airport Lounge – amount payable at point of entry by the Member Access Fee per guest of UCount Rewards member granted access to a domestic Bidvest Premier Airport Lounge– amount payable at point of entry by the UCount Rewards member Children under the age of 2 gain free access to a domestic Bidvest Premier Airport Lounges. The Guest rate for access to Domestic Bidvest Premier Airport Lounges will be applied for Children over the age of 2. Early check-in fees of R30 per 15 minutes will be charged.	R210   R210
Access Fee per UCount Rewards member granted access to an international Bidvest Premier Airport Lounge amount payable at point of entry by the Member Access Fee per guest of a UCount Rewards member granted access to an international Bidvest Premier Airport Lounge– amount payable at point of entry by the UCount rewards member Children under the age of 2 gain free entry to International Bidvest Premier Airport Lounges. The Guest rate for access to International Bidvest Premier Airport Lounges will be applied for Children over the age of 2. Early check-in fees of R30 per 15 minutes will be charged.	R351 R351

The Access Fee rates above is subject to change at the discretion of Bidvest Premier Airport Lounges To find out more about Bidvest Premier Airport Lounge, or to locate your nearest Bidvest Premier Airport Lounge: Visit: www.bidvestlounge.co.za  

If you don’t already have a PureSave account, you will first need to open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard bank website. Once your account is opened, you will be able to redeem your rewards points* and add to your savings!

Features and benefits:

• You need a minimum opening deposit of just R50
• You start earning competitive interest from this first R50
• You can keep your account opened for as long as you need
• You can add to your savings whenever you want
• Your money is available when you need it
• You can have multiple PureSave accounts for your different savings needs
• Your PureSave account/s may be linked to your ATM card
• The latest interest rates are available at www.standardbank.co.za

Once your PureSave account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Savings & Investments” tab
• Add PureSave to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank PureSave account’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a PureSave account is 20 000 rewards points (R2 000). Redemptions have no limit, but must be in increments of 20 000 rewards points (R2 000). The Rand value may take up to 3 business days after redemption to reflect in your PureSave account.

As a UCount Rewards member you can jet off to exciting destinations worldwide by converting your rewards points to Avios* with the British Airways Executive Club. You can use your Avios for local and international** flights.

2 rewards point is equal to 1 Avios 4500 Avios is equivalent to a one way flight to Durban, Harare, Livingstone, Port Elizabeth or Victoria Falls from Johannesburg.

Converting your rewards points to Avios is easy! As long as you are a member of the British Airways Executive Club, all you need is your membership number and you will be able to convert your points to Avios. Here’s how…

When you want to convert your points, just call the UCount Rewards contact centre at 0860 UCOUNT (82 68 68), or visit the Adventures and Travel section on the Online Mall, click on ‘Avios’ and follow the easy steps. Remember to keep your British Airways Executive Club membership number handy.

Not a Programme member yet? If you are not yet a member of the British Airways Executive Club, you can log on to www.ba.com and click on the ‘Executive Club’ button to enrol. Alternatively, call the Executive Club Contact Centre directly on 010 344 0135.

*Once UCount Rewards members convert their rewards points to Avios, British Airways Executive Club terms and conditions relating to Avios will apply. British Airways Executive Club terms and conditions can be found at www.ba.com. These terms and conditions may be amended from time to time. ** Airline taxes, fees and carrier charges are payable in Rands and all bookings are subject to availability and to Avios and its Carriers’ terms and conditions.

If you don’t already have a Tax Free Investment Account (TFIA), you will first need to open one on internet banking by clicking on Apply → Savings and Investments → Browse → Get account on Tax Free Investment → or through the Standard Online Share Trading (OST) platform on the website. Once your account is opened, you will be able to redeem your rewards points* and add to your investments! Features and benefits: The benefits of a TFIA account are:

• No Securities Transfer Tax (STT).
• No Capital Gains Tax (CGT) when you sell these products.
• No Dividend Withholding Tax (DWT) on dividends earned.
• No tax on interest earned.

Key features of the TFIA account are:

• There is a R33 000 annual contribution limit and a R500 000 lifetime contribution limit.
• Selected Exchange Traded Funds (ETFs) are suitable.
• You select the listed securities you would like to invest in, with a minimum of R250 per instrument.
• You can view your portfolio online through your Standard Bank Internet banking profile.
• Profits made in the TFIA account do not contribute to existing tax annual limits (interest and capital gains), and may be re–invested in the TFIA without utilising the contribution limit, provided they are not withdrawn.
• There are penalties for exceeding the R33 000 annual contribution limit.
• When you open a TFIA you will benefit from SBG Sec’s reduced brokerage rate of just 0.25% (excluding statutory charges#).

Once your Tax Free Investment Account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68). For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “books, gifts and vouchers” tab
• Add Tax Free Investment Account to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Tax Free Investment Account’
• Select the Rand equivalent for your redemption

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For more information visit: https://securities.standardbank.co.za For any queries you can contact us via email: [email protected] or call us on 0860 121 161 (South Africa) or +27 11 415 5000 (International).

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*IMPORTANT: The minimum amount you can redeem into an Tax Free Investment Account is 2 500 rewards points (R250). Redemptions have no limit, but must be in increments of 2 500 rewards points (R250). Points take up to 3 days to reflect in your TFIA account. #Statutory charges include STRATE, Securities Transfer Tax (STT), Investor Protection Levy (IPL) and VAT. Tax Free Savings Account Terms and Conditions *click here*

If you don’t already have an AutoShare Invest (ASI) account, you will first need to open one via Internet Banking by clicking on Apply → Savings and Investments → Browse → Get account on AutoShare Invest. Once your account is opened, you will be able to redeem your rewards points* and add to your investments!

AutoShare Invest (ASI) is a low–cost online trading platform that gives you the opportunity to buy and/or sell Securities on the JSE on a month-to-month basis. ASI provides the following benefits:

Features and benefits:

• A choice of around 200 well–known Securities in which to invest.
• You select the Securities you would like to invest in, with minimum of R500 per selected Security per month.
• You can view your portfolio online through your Standard Bank Internet banking profile
• When you trade on ASI you will benefit from SBG Sec’s reduced brokerage rate of just 0.25% (excluding statutory charges#).
• Detailed fact sheets that include:
• The performance of each Security.
• Background information on each Security.
• Access to the JSE Stock Exchange News Service (SENS)

Once your AutoShare Invest account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68)For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “books, gifts and vouchers” tab
• Add AutoShare Invest to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank AutoShare Invest account’
• Select the Rand equivalent for your redemption

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For more information visit: https://securities.standardbank.co.za

For any queries you can contact us via email: [email protected] or call us on
0860 121 161 (South Africa) or +27 11 415 5000 (International).

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*IMPORTANT: The minimum amount you can redeem into an AutoShare Invest account is 2 500 rewards points (R250). Redemptions have no limit, but must be in increments of 2 500 rewards points (R250).

#Statutory charges include STRATE, Securities Transfer Tax (STT), Investor Protection Levy (IPL) and VAT.

Auto Share Invest Terms and Conditions *click here*

You can put your rewards points to good use by donating them to any of our listed charities. To donate your rewards points to one of our worthy causes online, simply:

• Log in using your selected username and password
• Click the ‘Choose a Charity’ link on the Online Mall
• Make your donation to your choice of associated organisations

Alternatively, call 0860 UCOUNT (82 68 68) and an agent will gladly assist you.

As a UCount Rewards member you can turn your travel dreams into reality by redeeming your Rewards Points for SAA Voyager Miles* any time you want to fly! Your rewards points are a great way to boost your SAA Voyager Miles before they expire – and you can use them to travel to any SAA destination, locally, regionally or internationally!

Remember: 2** Rewards Points are equal to 1 SAA Voyager Mile – so the more points you collect, the closer you’ll be to seeing more of the world – courtesy of SAA Voyager and UCount Rewards!

Redeeming your Rewards Points for SAA Voyager Miles is easy too!

As long as you are an existing SAA Voyager member, all you need is your SAA Voyager membership number and you will be able to convert your points to SAA Voyager Miles. Here’s how…

When you want to redeem your Rewards Points, just call the UCount Rewards contact centre on 0860 UCOUNT (82 68 68), or visit the Adventures and Travel section on the Online Mall, click on ‘SAA Voyager’ and follow the easy steps. Remember to keep your SAA Voyager membership number handy. Not a Voyager member yet?

If you are not yet a member of SAA Voyager, you can log on to www.flysaa.com and click on the ‘Join Voyager now’ button to enrol. A Voyager Number will be issued immediately and a secure pin will be emailed /texted to you.
Alternatively, call the Voyager Contact Centre directly on:
Share call: 0860 00 3145 (within South Africa) Tel: +27 11 978 1234

For SAA Voyager award requests, please call:

Share call: 0860 00 3145, or Tel: 083 900 2255 / +27 11 978 1234

*Once UCount Rewards members convert their rewards points to SAA Voyager Miles, SAA’s terms and conditions relating to SAA Voyager Miles will apply. SAA’s terms and conditions can be found on www.flysaa.com. These terms and conditions may be amended from time to time by SAA Voyager at its sole discretion.

**UCount Rewards Terms and Conditions Apply.

Why not treat yourself and your family to a well-deserved vacation with the UCount Rewards Travel Mall? Redeem your rewards points for flights, domestic and international packages , car hire , weekend breaks cruises and we’ll not only arrange a unique package just for you, we’ll also take care of all the necessary arrangements too!

Find out more