How to qualify for tiering points

The more Standard Bank products and services you use, the higher your rewards tier will be and the more rewards points you will collect from your qualifying purchases. Refer to the table below to see how many tiering points you qualify for, based on the Standard Bank personal products and services you already use.
Type Rule Frequency / Value Monthly Tiering Points
Digital 1a. Use the Standard Bank app, Internet and/or cellphone banking for customer-initiated transactions (excluding prepaid transactions) Minimum 4 times a month 25
1b. Use the Standard Bank app, Internet banking, cellphone banking and/or the ATM for qualifying* prepaid transactions or buying Standard Bank Mobile airtime or data. Minimum 4 times a month 25
2. Make payment using your Standard Bank Personal Credit or Cheque Car on SnapScan Minimum 1 transaction a month 50
3. Link, activate and access the UCount Rewards tile on your Standard Bank app dashboard. The UCount Rewards tile has to be accessed monthly in order to receive Tiering Points. Monthly 25
4. Have an active qualifying Standard Bank Mobile SIM card. Monthly 50
Marketing & Comms 5. Receive all your personal Current account statements via email Monthly 25
6. Give us consent to send you internal marketing material Monthly 100
7. Update your UCount Rewards profile (this includes updating all three of the following: your preferred Cellphone number, preferred email and a survey question) on the UCount Rewards website. Once in a rolling 3 month period. 25
Savings & Investments 8a. Hold a qualifying* Fixed Term Savings account and keep an average monthly balance of R25 000 or more Investment term of 3 months or more 100
8b. Hold other qualifying* Savings and/or investment accounts and keep an average monthly balance across all products (demand) Average monthly balance: R5 000 – R9 999.99 25
OR R10 000 – R49 999.99 50
OR R50 000 – R99 999.99 100
OR R100 000 or more 125
Tiering points collected from this rule are capped at 200 per month.
Transactional 9. Hold a transactional Current account for a minimum number of years Current account tenure: 1-9 years 50
OR 10 years or more 100
10. Keep an average monthly balance in your Current account Average monthly balance: R10 000 – R24 999.99 50
OR R25 000 or more 100
11. Meet the minimum monthly deposit*** amount into your transactional Current account Monthly deposit: R5 000 – R19 999.99 25
OR R20 000 – R49 999.99 50
OR R50 000 or more 75
12. Set up Debit Orders to pay your bills from your transactional Current account Monthly Debit orders: 3-6 25
OR 7 or more 50
Lending 13. Hold an active** Standard Bank Home Loan Limited to one Home Loan per month 50
14. Hold an active** Standard Bank Vehicle and Asset Finance agreement (which is paid by debit order) Highest active deal Number of Vehicle and Asset Finance Agreements you have had with Standard Bank provided the latest one is an active deal
  • If you are on deal 1 = 50 points
  • If you are on deal 2 = 75 points
  • If you are on deal 3 = 100 points
  • If you are on deal 4 = 125 points
  • If you are on deal 5 = 150 points
  • If you are on deal 6 = 175 points
  • If you are on 7 deals or more = 200 points
Tiering points collected from this rule are capped at 200 per month.
15a. Have an active** qualifying* Standard Bank Revolving Credit Plan (which is paid by debit order) Utilize:
1-84%
50
or 85% or more of your Revolving Credit Plan facility limit 75
15b. Have an active** qualifying* Standard Bank Access Loan, Personal Loan or Medium Term Loan (which is paid by debit order). For each product per month 75
Tiering points collected from this rule are capped at 200 per month.
Risk & Wealth 16. Hold an Online Share Trading account and make cumulative monthly trades (Equities / Contract For Difference (CFD) initial margin). Monthly trade value:
R0- R24 999
25
OR R25 000 – R49 999.99 50
OR R50 000 – R99 999.99 75
OR R100 000 or more 100
Tiering points collected from this rule are capped at 100 per month.
17. Hold a qualifying* Standard Bank Insurance policy a. Hold the following qualifying Standard Bank Insurance policy: Standard Bank Prestige Warranty, Standard Bank Standard Warranty, Innovation Prestige Warranty, Innovation Standard Warranty, Upfront Warranty (Prestige and Standard) , Standard Bank Unity Hospital Cash Plan, Standard Bank Legal Assist Plan, Vehicle Asset and Finance Protection Plan (Credit Life – Motor Finance), Standard Bank Accident Protection Plan a. For each product per month = 25 points        
b. Hold the following qualifying Standard Bank Insurance policy: Credit Card Protection Plan, BlueBean Credit Card Protection Plan, Home Loan Protection Plan, Personal Loan Protection Plan, Home Owners Comprehensive, Stansure, Standard Bank Funeral Plan b. For each product per month = 50 points
Tiering points collected from this rule are capped at 200 per month.
18. Buy foreign currency from us using your transactional Current account (including Shyft) R 7 500 or more in a rolling 12 month period 50
19. Draft a Will through Standard Bank, nominate us as the Executors and allow us to keep the original will in safe custody. Monthly 25
  * Click here to view the list of qualifying products
** Only loan accounts with debit balances qualify to collect tiering points
*** Inter-account transfers are excluded.