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Personal loan repayment with points
You can use your Rewards Points to reduce the instalments of your Revolving Loan, Term Loan or Energy Loan.
Repay your Personal Loan with Rewards Points
Use your Rewards Points to pay off your Standard Bank Personal Loan faster.
Redeem your Rewards Points into your Standard Bank Revolving Loan account.
Redeem your Rewards Points into your Standard Bank Term Loan account.
Redeem your Rewards Points into your Standard Bank Energy Loan account.
Join UCount Rewards today and start getting rewarded
Promotions and Notices
WIN* your share of R100 000 in vouchers and Rewards Points this summer.
Spend a total of R5 000 or more with your qualifying Standard Bank card or activated UCount Rewards card at any of our Rewards Retailers or Fuel Retailers, and you will be entered into our exclusive summer draw.
Valid from 16 November to 31 December 2025
Tell me more
*Terms and Conditions apply
From 16 November 2025, you’ll be able to claim
vouchers from your favourite brands: Uniq Clothing,
PetBabies, Click360, Steers, Debonairs Pizza and
Fishaways.
Claim your vouchers via the UCount Rewards tile on
the Standard Bank Banking App when you achieve
your goals.
*Terms and Conditions apply
The Virtual Credit Card is a digital payment card linked to your credit account and gives you
100%* fraud protection on your online and in-store purchases.
Online Shopping: Pay securely without sharing your account information.
In-store Shopping: Make contactless payments with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Create your Virtual Credit Card in under a minute to give yourself peace of mind with your Black Friday shopping:
1. Log in to our Banking App
2. Select 'Manage'on the bottom of the screen
3. Select 'Cards' and click on 'Virtual Credit Cards'
4. Select 'Create Virtual Credit Card'
5. Add your Virtual Credit Card
*Terms and Conditions apply
Tiering Rule Change
We are making two adjustments to our UCount Rewards Tiering Rules, specifically regarding the Evolve Card, effective from 1 December 2025
More info
AT PETSHOP SCIENCE
From toys to treats, shop at our new Rewards Retailer, Petshop Science and earn
up to 30%* back in UCount Rewards Points when you shop instore with your qualifying Standard Bank card.
Plus you can spend your Rewards Points on everything instore, using your activated Rewards Card.
*Terms & Conditions apply.
Get your UCount Rewards Card at a Standard Bank branch, order a Rewards Card on the UCount Rewards Tile on the Standard Bank Banking App or on the UCount Rewards Website. Before you start redeeming you must ACTIVATE your UCount Rewards Card on the Banking App or here
Activate Your Card
Activate Your Card
T&C's apply.
REWARDS TODAY
GET UP TO R10* BACK in Rewards Points per litre of fuel and oil when you fill up at Astron Energy.
You can also pay for fuel with your UCount Rewards Points.
*T&C’s and qualifying criteria apply