If you don’t already have a Term Loan account, you will first need to open one at any Standard Bank branch. Once your account is opened, you will be able to redeem your rewards points* and add pay your loan!

Features and benefits:

• You can get a Personal Loan of up to R300 000
• You need to be earning at least R3 000 per month
• You get a personalised interest rate when you apply
• Up to 72 months to repay
• Fixed term
• There are no early termination fees if you choose to pay off your loan sooner
• Your loan is insured, so whatever’s owed can be settled in the event of disability, dread disease or death

Once your Term Loan account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Lending Products” tab
• Add Term Loan to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Term Loan’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Term Loan account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

If you don’t already have a Revolving Credit Plan account, you will first need to open one at any Standard Bank branch, via Internet Banking or by completing an application on the Standard bank website. Once your account is opened, you will be able to redeem your rewards points* and add pay your loan!

Features and benefits:

• Get access to your funds again when you’ve repaid 15% of your loan with the option to increase your original amount over time
• You can get a Personal Loan of up to R300 000
• You need to be earning at least R8 000 per month
• You get a personalised interest rate when you apply
• 60 months to repay
• Flexible term
• Fixed monthly repayments
• Should you choose to settle your loan at any time, you will not be charged penalties
• You can increase or decrease your revolving loan amount, depending on your needs
• We offer optional loan insurance in the event of disability, dread disease or death

Once your Revolving Credit Plan account is opened, you can redeem your rewards points either online or by calling the UCount Rewards Contact Centre on 0860 UCOUNT (82 68 68).

For online redemptions:

• Log in to UCount Rewards using your selected username and password
• Click on the “Online mall” tab
• Click on the “Lending Products” tab
• Add Revolving Credit Plan to your basket
• Select your quantity
• Select ‘Deposit in Standard Bank Revolving Credit Plan’
• Select the Rand equivalent for your redemption

*IMPORTANT: The minimum amount you can redeem into a Revolving Credit Plan account is 2500 rewards points (R250). Redemptions have no limit, but must be in increments of 2500 rewards points (R250).

by the 23th of February 2018 to take advantage of the tax year end. Redemptions into a Tax Free Investment Account will not be available from the 24th of February 2018 to the 28th February 2018 and will resume on the 1st of March 2018.

• Simply swipe your activated UCount Rewards Card at Bidvest Premier Airport domestic and international lounges within South African airports only. Bidvest terms and conditions apply.
• Access to the Bidvest Premier lounges will only be granted for 2 hours prior to scheduled flight departure time for domestic lounges and 4 hours prior to scheduled flight departure time for international lounges. Should UCount Rewards members wish to enter the lounge earlier than the prescribed times, Bidvest Premier Lounge will be entitled to charge the UCount Rewards member early check-in fees upon arrival at the lounge.
• Members of UCount Rewards will be charged the following Access Fees rates when using their UCount Rewards Card at Bidvest Premier Airport Lounges.

	Access Fee inclusive of VAT
Access Fee per UCount Rewards member granted access to a domestic Bidvest Premier Airport Lounge – amount payable at point of entry by the Member Access Fee per guest of UCount Rewards member granted access to a domestic Bidvest Premier Airport Lounge– amount payable at point of entry by the UCount Rewards member Children under the age of 2 gain free access to a domestic Bidvest Premier Airport Lounges. The Guest rate for access to Domestic Bidvest Premier Airport Lounges will be applied for Children over the age of 2. Early check-in fees of R30 per 15 minutes will be charged.	R222 R222
Access Fee per UCount Rewards member granted access to an international Bidvest Premier Airport Lounge amount payable at point of entry by the Member Access Fee per guest of a UCount Rewards member granted access to an international Bidvest Premier Airport Lounge– amount payable at point of entry by the UCount rewards member Children under the age of 2 gain free entry to International Bidvest Premier Airport Lounges. The Guest rate for access to International Bidvest Premier Airport Lounges will be applied for Children over the age of 2. Early check-in fees of R30 per 15 minutes will be charged.	R372 R372

The Access Fee rates above is subject to change at the discretion of Bidvest Premier Airport Lounges

To find out more about Bidvest Premier Airport Lounge, or to locate your nearest Bidvest Premier Airport Lounge:
Visit: www.bidvestlounge.co.za

Why not treat yourself and your family to a well-deserved vacation with the UCount Rewards Travel Mall? Redeem your rewards points for flights, domestic and international packages , car hire , weekend breaks cruises and we’ll not only arrange a unique package just for you, we’ll also take care of all the necessary arrangements too!

Find out more